Checking
Two checking accounts. Pick the one that fits.
Classic and Crescent are our two share draft accounts. Both come with a Visa debit card, online banking and unlimited check writing, and your first order of regular checks is free. The difference is how each one stays free — read both and choose.
Crescent checking
As high as
0.150%APY
$2,000 average daily balance
Dividends paid monthly
- Classic CheckingThe basics, with no minimum balance. It stays free with at least one direct deposit a month; without one, there is a $5.00 monthly charge. You will also need a regular share account.
- Crescent CheckingPays a 0.15% dividend. It stays free with an average daily balance of $2,000. You will also need a regular share account.
- Included with bothA Visa debit card, online banking, eStatements, and unlimited check writing. Your first order of regular checks is free.
- Open by mail or in personPrint the Account Card and return it with a signed Courtesy Pay form, or stop by and we will complete it for you.
- Insured by NCUAYour savings are federally insured to $250,000.
- Classic share draft without direct deposit
- $5.00 / month
- Online banking inactivity (after 3 months without use)
- $3.00 / month
- Courtesy pay (must opt in)
- $30.00 / item
- NSF
- $30.00 / item
- Overdraft
- $30.00 / item
- Stop payment
- $30.00
- Debit card replacement
- $15.00
Talk to someone
Simply stop by or call our office. We will be glad to help you get your credit union account open.
(205) 956-0678Visit the branchLost or stolen
- VISA Credit
- 800-808-7230
- VISA Credit, after hours
- 800-991-4964
- VISA Debit
- 800-528-2273
- Prepaid card info
- 866-906-4170