Loans

We will tailor a loan that fits your budget

Start your car search with us — we have true dealer cost figures, rebate information and NADA values on used cars and trucks. Unexpected bills, travel expenses, car repairs: give us a call and we will work out something that fits.

Open an account Compare rates

New / used auto, 48 mo

Rates as low as

4.50%APR

Current & prior 2 model years

New and used autosFinancing to 84 months for qualifying members. The minimum loan amount is $30,000 for a 84-month term. Call us for NADA values on used cars and trucks.
MotorcyclesFive year financing on new and used street bikes of 500CC or greater.
RVs, boats and ATVsTerms to 10 years on 5th wheel trailers and motor homes. New boats financed up to 72 months. Credit and minimum loan restrictions apply.
Personal loansUnexpected bills, travel expenses, car repairs. Give us a call and we will tailor a loan that fits your budget.
Railroad CCU VisaA low annual percentage rate, no annual fee and a 25-day grace period. Administered by people you know and trust, accepted world-wide.See the card

Forms

Credit applicationFor every loan type(PDF, opens in a new tab)

Estimate a payment

What will it cost a month?

Pick a loan type, set the amount and term, and adjust the rate to match your own.

What are you borrowing for?

Amount$25,000

$2,000$75,000

Term

Rate (APR %)

Published rate for this term is as low as 4.50% APR — adjust for your own.

Estimated monthly payment

$570.09

Total interest: $2,364.18
Total repaid: $27,364.18

This is an estimate, not an offer or an application. Member credit score determines your actual rate, and the published rates are the lowest available. Figures show principal and interest only; they do not include taxes, insurance, title, or any optional products. Loan amounts of $20,000 or greater are subject to credit and policy limitations.

Talk to someone

Simply stop by or call our office. We will be glad to help you get your credit union account open.

(205) 956-0678 Visit the branch